Workers' Compensation Insurance

Workers' Compensation Insurance  


Back-to-Back Savings for Members!


The California Optometric Association is pleased to announce continued savings on the sponsored Workers’ Compensation program, underwritten by Zenith Insurance Company* (Zenith,) and offered by AMBA. Members save 15% off the non-member rate, giving you more dollars in your pocket! This program is a great example of the power of the COA working with AMBA and Zenith to provide savings, safety, service, and stability to optometrists across the State of California.


If you are member now, have employees, and purchase your Workers Compensation elsewhere, please contact AMBA to receive a premium indication and see what you could be saving. (Non-members can join the program, but do not receive the 15% member discount.) For many practices, the savings on your workers’ compensation premiums may pay for a membership so consider requesting a premium indication today to access this and other COA-sponsored insurance programs.


These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

For a premium indication prior to applying for coverage, please complete the premium indication form.
To apply for coverage, please complete the application.

Tell Me More

There are many things to consider when purchasing your workers’ compensation protection each year. Certainly the rate you pay is one of the most important, especially in these difficult economic times. But there are other factors that should be included in any evaluation.


Members who participate in the California Optometric Association (COA) sponsored workers’ compensation program benefit from:

  • Consistently competitive rates.
  • Outstanding customer service.
  • Joining a plan designed for Optometrists that only Optometrists can join.
  • Program design and management by AMBA, with dedicated representatives ready to work with you to make sure your plan performs for your practice.


COA and AMBA work together with Zenith Insurance Company* (Zenith) to properly manage the program so members have access to a program that is stable over the long term.


Zenith’s loss control tools are available to participants in the program, which help you manage future costs, including on-line access to a comprehensive library of loss prevention tools, OSHA logs, safety posters and other valuable resources—at no additional charge. Because safer workplaces contribute to lower workers’ compensation premiums and less lost time for employees, the importance of effectively preventing injuries and managing claim costs is clear.


Please take advantage of this opportunity by contacting an AMBA Client Advisor to receive a premium indication and see how your current policy compares.


* ZNAT Insurance Company, a wholly owned subsidiary of Zenith Insurance Company, is the underwriter for the California Optometric Association program.

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Urbandale, Iowa 50322
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