At a Glance

Approximately every 3 ½ seconds a new threat is unleashed by cyber criminals into the online world of the internet. These criminals can range from middle schoolers who vandalize websites to international terrorists who target a country’s defense infrastructure.

Optometrists face increasingly complex information and computer security risks. If you store client confidential information of anything defined as personal identifiable information (PII), cyber criminals have an interest in your stored data files to target, breach and obtain such information.

The Cyber Liability policy available through AMBA Administrators, Inc., has been tailored for Optometrists to provide coverage for damage done to your business as well as third parties.

Benefit Features

• Coverage for damages to third parties caused by a breach of network security
• Coverage for loss resulting from administrative or operational mistakes
• Breach of privacy coverage — includes damages resulting from alleged violations of HIPAA, state and federal privacy protection laws and regulations
• Customer Notification Expenses include legal expenses, credit monitoring expenses, postage, and advertising costs
• Risk management services to assist with mitigating losses and navigating breaches
• Ransomware coverage

Answers about the plan, including eligibility, options, enrollment, customer service and more.